
“Guiding Your Next Chapter with Clarity, Confidence & Care.”

“Guiding Your Next Chapter with Clarity, Confidence & Care.”
For many people in their next chapter of life, the focus is shifting in beautiful ways. You're ready for more fulfillment in your days — not just work, but living.
You want time for the things that fill your soul: a day strolling through a small town with friends, watching grandkids light up when you bring a special gift, or enjoying a glass of wine after a day filled with movement, connection, and joy.
You've worked hard for decades. Now, you want your time — and your money — to work well for you.
You may be transitioning into part-time work, planning for retirement, or exploring a lifestyle that balances purpose with freedom.
And while you've saved well, you want confidence that you can maintain — and grow — your wealth while still living fully.
That's where I come in.

At Retirement & Investment Planning, we do more than prepare numbers on a page:
You deserve financial planning that supports adventure, creativity, connection, and rest. Planning that allows you to savor the little things while preparing confidently for the big things.
Your dedication deserves a thriving future. Let's build it together.
Michelle Shawn
Financial Advisor
P.S. Just remember....It's never too late to start! If you're ready to take action, build confidence, and enjoy a life that feels fulfilling and unhurried,
I'm excited to meet you!
Helping you gain the financial clarity and confidence to stop worrying about money and start living your richest life—filled with purpose, adventure, and the freedom to pursue what matters most.
Financial Advisor, RICP
For more than 25 years, Michelle has dedicated her career in financial services to putting clients first. Her commitment to listening and understanding their needs forms the foundation of how she guides them through their next chapter—with Clarity, Confidence, and Care.
Michelle is married to Neil and they have 2 grown children with families of their own. Her life is full of beautiful adventures with many shared on the golf courses and ski hills with those she loves.
Founder of Retirement & Investment Planning, Inc., 2008.
Neil has always been passionate about people and building their wealth. He began his career in the Insurance and Financial Services Industry in 1987 where he excelled and acquired a vast array of knowledge and experience.
Today, he manages all the operations of Retirement & Investment Planning, Inc. and additionally, provides Consulting Services through our affiliated company.
In his spare time, he enjoys hiking, golf, skiing and spending time building memories with family and friends.
Kaitlyn, a licensed Insurance agent is part of our team and fills many roles with serving our clients and office.
Kaitlyn is happily married to Justin and they have one daughter, Cali.








We love our customers, so feel free to visit during normal business hours.
616 Petoskey Street Suite 208 , Petoskey, MI, USA
Open today | 09:00 am – 05:00 pm |
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